Rise Business Funding

MCA Calculator

Estimate your merchant cash advance qualification amount and see what your monthly payments could look like. Get instant results tailored to your business.

Estimate Your Funding

$25,000
$5,000$1,000,000
$20,000
$10,000$500,000

How long have you been in business?

Your Estimated Results

You could qualify for up to

$20,000

Based on your revenue, you could qualify for up to $20,000. Apply to see your full options.

Est. Monthly Payment

$3,333/mo

Est. Repayment Term

6 to 9 months

Check Your EligibilityNot sure? Speak with a funding specialist

This calculator provides estimates only and does not represent a loan offer or guarantee of financing. Actual terms, rates, and qualification amounts are determined by the underwriter after application review.

How This Calculator Works

Enter how much capital you need for your merchant cash advance
Add your monthly revenue to estimate your qualification amount
Select your time in business to get a more tailored estimate

This calculator estimates costs for a merchant cash advance. If you prefer fixed payments, compare with revenue-based financing. Browse all of our free funding calculators.

What It Means for Your Business

Access capital based on your future revenue, not your credit score alone
Payments adjust with your sales volume for added flexibility
Get funded quickly, often within 24 to 48 hours of approval
No fixed monthly payments: repayment is tied to daily or weekly sales

Real World Scenarios

See how businesses like yours use an MCA to fuel growth

Restaurant Expansion

A restaurant with $35,000 in monthly revenue uses a $25,000 MCA to open a second location's kitchen, repaying through a percentage of daily credit card sales. Learn about restaurant business funding.

Auto Repair Shop

An auto shop with $22,000 in monthly revenue accesses $15,000 to purchase specialty tools and parts inventory, with payments flexing based on weekly revenue. Explore automotive services funding.

Retail Store Remodel

A gift shop with $18,000 in monthly revenue takes a $12,000 MCA to refresh their storefront and display cases ahead of the holiday season. See retail business funding.

Salon Growth

A hair salon with $28,000 in monthly revenue secures a $20,000 MCA to add new styling stations and hire an additional stylist. Learn about beauty and wellness funding.

Frequently Asked Questions About

MCA Calculator

A merchant cash advance is a lump sum of capital provided to your business that is repaid through a percentage of your future sales. It is not a traditional loan. Instead, it is a purchase of your future receivables, which means repayment is directly tied to your revenue.

Take the Next Step

Now that you have crunched the numbers, take the next step. Apply in minutes and get a decision in as little as 24 hours.

Apply NowPre-Qualify Now