Privacy Policy | Rise Business Funding

Introduction

Rise Business Funding (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website at risebusinessfunding.btuos.com, use our services, or otherwise interact with us.

By accessing our website or submitting an application for business financing, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of our website and services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when you apply for funding, fill out a form, subscribe to our newsletter, or otherwise contact us. This includes:

Full name, email address, phone number, and mailing address
Business name, business address, Employer Identification Number (EIN), and industry type
Financial information such as annual revenue, monthly revenue, bank statements, tax returns, and credit score ranges
Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) for identity verification and credit evaluation purposes
Business formation documents, ownership structure, and years in operation
Any other information you choose to provide when communicating with us

Information From Third Parties

We may obtain information about you from third-party sources including credit bureaus, identity verification services, banking data aggregators, and business data providers to evaluate your funding application and verify the information you provide.

Automatic Data Collection

When you visit our website, we automatically collect certain information through cookies, web beacons, pixels, and similar tracking technologies, including:

Device information (browser type, operating system, device identifiers)
IP address and approximate geographic location
Pages visited, links clicked, time spent on pages, and referring URLs
Interaction data such as form field engagement and scroll behavior

We use analytics services such as Google Analytics to help us understand website traffic and usage patterns. You may opt out of Google Analytics by installing the Google Analytics Opt-Out Browser Add-on.

How We Use Your Information

We use the information we collect to:

Evaluate and process your business funding application
Verify your identity and the information you provide
Match you with appropriate lending partners and financing products
Communicate with you about your application status, account updates, and our services
Send marketing communications, newsletters, and promotional offers (with your consent where required)
Improve, personalize, and optimize our website and services
Detect, prevent, and address fraud, unauthorized access, and other illegal activities
Comply with applicable laws, regulations, and legal obligations, including anti-money laundering (AML) and Know Your Customer (KYC) requirements

How We Share Your Information

We may share your information with:

Lending Partners: We share your application data with our network of lenders and financing partners to facilitate funding offers on your behalf. These partners have their own privacy policies governing how they handle your information.
Service Providers: We work with trusted third parties for payment processing, data hosting, email delivery, analytics, customer support, and identity verification.
Credit Bureaus: We may report your account activity to credit reporting agencies and obtain credit reports as part of the underwriting process.
Legal Authorities: We may disclose your information when required by law, regulation, subpoena, court order, or other legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information to third parties for their own marketing purposes.

Data Security

We implement industry-standard administrative, technical, and physical security measures to protect your personal information. These safeguards include:

SSL/TLS encryption for all data transmitted between your browser and our servers
Encryption of sensitive data at rest, including financial information and Social Security Numbers
Access controls limiting employee access to personal data on a need-to-know basis
Regular security audits and vulnerability assessments
Secure data centers with physical access controls

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we are committed to promptly addressing any security incidents.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

Financial records and application data are generally retained for a minimum of five (5) years in accordance with applicable federal and state regulations governing financial services and lending activities. After the retention period expires, your data will be securely deleted or anonymized.

Your Rights & Choices

Depending on your location, you may have certain rights regarding your personal information:

Access: You may request a copy of the personal information we hold about you.
Correction: You may request that we correct inaccurate or incomplete personal information.
Deletion: You may request that we delete your personal information, subject to certain legal exceptions.
Opt-Out of Marketing: You may unsubscribe from marketing emails at any time by clicking the “unsubscribe” link at the bottom of any marketing email or by contacting us directly.
Cookie Preferences: You can manage your cookie preferences through your browser settings. Note that disabling certain cookies may affect website functionality.

To exercise any of these rights, please contact us using the information provided in the Contact Us section below. We will respond to your request within 30 days, or as required by applicable law.

California Privacy Rights (CCPA)

If you are a California resident, the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA) provide you with additional rights regarding your personal information:

Right to Know: You have the right to request disclosure of the categories and specific pieces of personal information we have collected about you, the sources of that information, the business purposes for collection, and the categories of third parties with whom we share it.
Right to Delete: You have the right to request deletion of your personal information, subject to certain exceptions under the CCPA.
Right to Opt-Out:You have the right to opt out of the “sale” or “sharing” of your personal information. Rise Business Funding does not sell personal information as defined under the CCPA.
Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To submit a verifiable consumer request, please contact us at privacy@risebusinessfunding.com or call us at +1 (415) 555-1234. We may need to verify your identity before processing your request.

International Users

Our website and services are primarily intended for users located in the United States. If you access our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where our servers and offices are located.

If you are located in the European Economic Area (EEA), the United Kingdom, or another jurisdiction with data protection laws, you may have additional rights under the General Data Protection Regulation (GDPR) or equivalent legislation, including the right to access, rectify, port, and erase your data, as well as the right to restrict or object to certain processing. To exercise these rights, please contact us at privacy@risebusinessfunding.com.

Children’s Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child under 18, we will take steps to delete that information as promptly as possible. If you believe a child has provided us with personal information, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make material changes, we will update the “Last Updated” date at the top of this page and, where appropriate, notify you via email or a prominent notice on our website.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our website or services after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Rise Business Funding

123 Main Street
San Francisco, CA 94105

Email: privacy@risebusinessfunding.com

Phone: +1 (415) 555-1234

Website: risebusinessfunding.btuos.com